Call reports 2003
CANYON NATIONAL BANK — 2003
What CANYON NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 145,988,000 | 151,901,000 | 155,149,000 | 159,939,000 |
| Total loans | 85,789,000 | 102,699,000 | 113,741,000 | 117,289,000 |
| Allowance for loan losses | 1,597,000 | 1,704,000 | 1,884,000 | 1,887,000 |
| Securities available for sale | 20,925,000 | 19,154,000 | 15,272,000 | 14,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,445,000 | 139,064,000 | 142,815,000 | 147,041,000 |
| Interest-bearing deposits | 90,445,000 | 97,185,000 | 96,049,000 | 93,342,000 |
| Noninterest-bearing deposits | 42,000,000 | 41,879,000 | 46,766,000 | 53,699,000 |
| Equity capital | 10,812,000 | 11,267,000 | 11,692,000 | 12,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,982,000 | 4,037,000 | 6,254,000 | 8,576,000 |
| Interest expense | 328,000 | 628,000 | 871,000 | 1,088,000 |
| Net interest income | 1,654,000 | 3,409,000 | 5,383,000 | 7,488,000 |
| Noninterest income | 569,000 | 1,187,000 | 1,794,000 | 2,352,000 |
| Noninterest expense | 1,389,000 | 2,800,000 | 4,293,000 | 6,003,000 |
| Provision for loan losses | 155,000 | 330,000 | 570,000 | 645,000 |
| Pretax income | 679,000 | 1,466,000 | 2,314,000 | 3,192,000 |
| Income tax | 276,000 | 597,000 | 942,000 | 1,298,000 |
| Net income | 403,000 | 869,000 | 1,372,000 | 1,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,605,000 | 11,071,000 | 11,612,000 | 12,159,000 |
| Total capital | 11,735,000 | 12,342,000 | 12,982,000 | 13,595,000 |
| Risk-weighted assets | 89,942,000 | 101,224,000 | 109,118,000 | 114,272,000 |