Call reports 2022
LUTHER BURBANK SAVINGS — 2022
What LUTHER BURBANK SAVINGS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 7,257,673,000 | 7,528,438,000 | 7,919,234,000 | 7,971,940,000 |
| Total loans | 6,366,702,000 | 6,637,985,000 | 6,854,472,000 | 7,012,748,000 |
| Allowance for loan losses | 33,035,000 | 35,535,000 | 36,035,000 | 36,685,000 |
| Securities available for sale | 624,859,000 | 661,432,000 | 640,473,000 | 607,348,000 |
| Securities held to maturity | 3,798,000 | 3,162,000 | 3,135,000 | 3,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,644,358,000 | 5,710,219,000 | 5,842,017,000 | 5,877,284,000 |
| Interest-bearing deposits | 5,466,837,000 | 5,525,815,000 | 5,682,786,000 | 5,765,971,000 |
| Noninterest-bearing deposits | 177,521,000 | 184,404,000 | 159,231,000 | 111,313,000 |
| Equity capital | 807,394,000 | 814,858,000 | 820,402,000 | 825,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 56,464,000 | 116,858,000 | 184,306,000 | 262,806,000 |
| Interest expense | 9,117,000 | 19,658,000 | 39,090,000 | 75,387,000 |
| Net interest income | 47,347,000 | 97,200,000 | 145,216,000 | 187,419,000 |
| Noninterest income | 225,000 | 562,000 | 932,000 | 1,376,000 |
| Noninterest expense | 15,497,000 | 28,811,000 | 44,163,000 | 63,848,000 |
| Provision for loan losses | -2,500,000 | 0 | 500,000 | 1,150,000 |
| Pretax income | 33,998,000 | 68,030,000 | 100,109,000 | 122,444,000 |
| Income tax | 9,699,000 | 19,731,000 | 29,245,000 | 36,070,000 |
| Net income | 24,299,000 | 48,299,000 | 70,864,000 | 86,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 816,055,000 | 832,856,000 | 848,921,000 | 856,631,000 |
| Total capital | 849,860,000 | 869,052,000 | 885,561,000 | 893,901,000 |
| Risk-weighted assets | 3,985,017,000 | 4,117,929,000 | 4,183,135,000 | 4,243,197,000 |