Call reports 2021
LUTHER BURBANK SAVINGS — 2021
What LUTHER BURBANK SAVINGS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 7,074,983,000 | 7,254,999,000 | 7,217,866,000 | 7,177,008,000 |
| Total loans | 6,271,989,000 | 6,443,730,000 | 6,343,865,000 | 6,297,484,000 |
| Allowance for loan losses | 43,766,000 | 41,335,000 | 37,335,000 | 35,535,000 |
| Securities available for sale | 639,682,000 | 653,260,000 | 652,810,000 | 647,317,000 |
| Securities held to maturity | 5,684,000 | 4,324,000 | 4,155,000 | 3,829,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,434,972,000 | 5,449,649,000 | 5,641,588,000 | 5,584,891,000 |
| Interest-bearing deposits | 5,317,157,000 | 5,301,074,000 | 5,503,905,000 | 5,412,948,000 |
| Noninterest-bearing deposits | 117,815,000 | 148,575,000 | 137,683,000 | 171,943,000 |
| Equity capital | 756,135,000 | 769,825,000 | 787,757,000 | 802,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 56,520,000 | 113,299,000 | 171,818,000 | 229,794,000 |
| Interest expense | 15,540,000 | 29,127,000 | 40,235,000 | 50,147,000 |
| Net interest income | 40,980,000 | 84,172,000 | 131,583,000 | 179,647,000 |
| Noninterest income | 121,000 | 171,000 | 223,000 | 504,000 |
| Noninterest expense | 15,369,000 | 29,235,000 | 43,858,000 | 59,055,000 |
| Provision for loan losses | -2,500,000 | -5,000,000 | -9,000,000 | -10,800,000 |
| Pretax income | 28,021,000 | 59,930,000 | 96,715,000 | 131,552,000 |
| Income tax | 8,267,000 | 17,629,000 | 28,342,000 | 38,449,000 |
| Net income | 19,754,000 | 42,301,000 | 68,373,000 | 93,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 748,808,000 | 762,135,000 | 781,827,000 | 799,457,000 |
| Total capital | 793,670,000 | 804,569,000 | 820,112,000 | 835,899,000 |
| Risk-weighted assets | 3,897,685,000 | 4,008,758,000 | 3,939,135,000 | 3,893,114,000 |