Call reports 2020
LUTHER BURBANK SAVINGS — 2020
What LUTHER BURBANK SAVINGS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 7,066,935,000 | 7,166,482,000 | 7,067,694,000 | 6,903,054,000 |
| Total loans | 6,218,697,000 | 6,281,148,000 | 6,148,543,000 | 6,050,078,000 |
| Allowance for loan losses | 40,657,000 | 45,985,000 | 46,063,000 | 46,214,000 |
| Securities available for sale | 641,474,000 | 635,324,000 | 623,499,000 | 593,734,000 |
| Securities held to maturity | 9,732,000 | 9,400,000 | 7,990,000 | 7,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,335,072,000 | 5,415,486,000 | 5,314,445,000 | 5,314,068,000 |
| Interest-bearing deposits | 5,236,594,000 | 5,307,233,000 | 5,197,907,000 | 5,192,985,000 |
| Noninterest-bearing deposits | 98,478,000 | 108,253,000 | 116,538,000 | 121,083,000 |
| Equity capital | 729,519,000 | 739,604,000 | 751,277,000 | 739,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 64,927,000 | 125,936,000 | 185,400,000 | 243,338,000 |
| Interest expense | 30,143,000 | 55,649,000 | 76,700,000 | 95,097,000 |
| Net interest income | 34,784,000 | 70,287,000 | 108,700,000 | 148,241,000 |
| Noninterest income | 47,000 | 217,000 | 401,000 | 492,000 |
| Noninterest expense | 16,848,000 | 32,187,000 | 48,549,000 | 73,890,000 |
| Provision for loan losses | 5,300,000 | 10,550,000 | 10,550,000 | 10,550,000 |
| Pretax income | 12,872,000 | 28,055,000 | 50,290,000 | 64,548,000 |
| Income tax | 3,795,000 | 8,270,000 | 14,837,000 | 19,050,000 |
| Net income | 9,077,000 | 19,785,000 | 35,453,000 | 45,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 724,032,000 | 729,741,000 | 741,409,000 | 729,054,000 |
| Total capital | 765,875,000 | 776,880,000 | 788,612,000 | 776,377,000 |
| Risk-weighted assets | 4,011,903,000 | 3,988,963,000 | 3,888,294,000 | 3,829,767,000 |