Call reports 2019
LUTHER BURBANK SAVINGS — 2019
What LUTHER BURBANK SAVINGS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 6,988,964,000 | 7,109,711,000 | 7,158,637,000 | 7,043,170,000 |
| Total loans | 6,144,541,000 | 6,277,385,000 | 6,259,529,000 | 6,231,057,000 |
| Allowance for loan losses | 34,692,000 | 35,221,000 | 34,923,000 | 36,001,000 |
| Securities available for sale | 638,795,000 | 638,244,000 | 631,857,000 | 625,074,000 |
| Securities held to maturity | 11,450,000 | 11,203,000 | 10,602,000 | 10,170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,118,755,000 | 5,275,350,000 | 5,403,809,000 | 5,278,900,000 |
| Interest-bearing deposits | 5,041,903,000 | 5,187,017,000 | 5,314,868,000 | 5,191,121,000 |
| Noninterest-bearing deposits | 76,852,000 | 88,333,000 | 88,941,000 | 87,779,000 |
| Equity capital | 723,583,000 | 734,616,000 | 745,767,000 | 753,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 65,955,000 | 132,190,000 | 201,446,000 | 269,613,000 |
| Interest expense | 31,059,000 | 63,941,000 | 97,852,000 | 129,988,000 |
| Net interest income | 34,896,000 | 68,249,000 | 103,594,000 | 139,625,000 |
| Noninterest income | 701,000 | 1,478,000 | 711,000 | 885,000 |
| Noninterest expense | 16,242,000 | 30,941,000 | 45,874,000 | 61,192,000 |
| Provision for loan losses | 300,000 | 750,000 | 250,000 | 1,250,000 |
| Pretax income | 19,199,000 | 38,347,000 | 58,580,000 | 78,412,000 |
| Income tax | 5,571,000 | 11,471,000 | 17,393,000 | 23,211,000 |
| Net income | 13,628,000 | 26,876,000 | 41,187,000 | 55,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 723,042,000 | 730,191,000 | 740,503,000 | 748,916,000 |
| Total capital | 759,313,000 | 766,878,000 | 776,796,000 | 786,183,000 |
| Risk-weighted assets | 3,972,790,000 | 4,039,109,000 | 3,976,067,000 | 3,943,033,000 |