Call reports 2016
LUTHER BURBANK SAVINGS — 2016
What LUTHER BURBANK SAVINGS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 4,475,773,000 | 4,710,002,000 | 4,824,047,000 | 5,061,670,000 |
| Total loans | 3,970,242,000 | 4,171,391,000 | 4,275,871,000 | 4,474,754,000 |
| Allowance for loan losses | 43,551,000 | 41,590,000 | 36,924,000 | 33,298,000 |
| Securities available for sale | 382,520,000 | 420,665,000 | 417,884,000 | 459,162,000 |
| Securities held to maturity | 9,085,000 | 8,589,000 | 7,879,000 | 7,561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,194,520,000 | 3,174,984,000 | 3,316,204,000 | 3,364,170,000 |
| Interest-bearing deposits | 3,169,931,000 | 3,148,605,000 | 3,287,932,000 | 3,328,263,000 |
| Noninterest-bearing deposits | 24,589,000 | 26,379,000 | 28,272,000 | 35,907,000 |
| Equity capital | 523,042,000 | 531,761,000 | 542,201,000 | 547,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 34,982,000 | 71,086,000 | 108,210,000 | 147,124,000 |
| Interest expense | 9,777,000 | 19,917,000 | 30,666,000 | 41,869,000 |
| Net interest income | 25,205,000 | 51,169,000 | 77,544,000 | 105,255,000 |
| Noninterest income | 666,000 | 1,803,000 | 3,386,000 | 4,775,000 |
| Noninterest expense | 15,041,000 | 28,178,000 | 44,095,000 | 61,120,000 |
| Provision for loan losses | -1,990,000 | -3,997,000 | -9,079,000 | -12,703,000 |
| Pretax income | 12,820,000 | 28,791,000 | 45,914,000 | 61,613,000 |
| Income tax | 434,000 | 969,000 | 1,547,000 | 2,076,000 |
| Net income | 12,386,000 | 27,822,000 | 44,367,000 | 59,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 522,126,000 | 530,004,000 | 540,522,000 | 549,080,000 |
| Total capital | 551,183,000 | 560,814,000 | 572,277,000 | 582,688,000 |
| Risk-weighted assets | 2,309,760,000 | 2,453,676,000 | 2,533,785,000 | 2,687,867,000 |