Call reports 2015
LUTHER BURBANK SAVINGS — 2015
What LUTHER BURBANK SAVINGS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,915,911,000 | 3,975,615,000 | 4,168,605,000 | 4,360,269,000 |
| Total loans | 3,437,771,000 | 3,544,748,000 | 3,685,278,000 | 3,873,599,000 |
| Allowance for loan losses | 52,389,000 | 52,407,000 | 52,429,000 | 45,509,000 |
| Securities available for sale | 361,818,000 | 339,644,000 | 346,289,000 | 377,669,000 |
| Securities held to maturity | 6,355,000 | 6,318,000 | 6,096,000 | 9,331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,111,977,000 | 3,048,987,000 | 3,095,573,000 | 3,145,706,000 |
| Interest-bearing deposits | 3,085,680,000 | 3,022,448,000 | 3,070,236,000 | 3,118,711,000 |
| Noninterest-bearing deposits | 26,297,000 | 26,539,000 | 25,337,000 | 26,995,000 |
| Equity capital | 498,127,000 | 500,260,000 | 504,479,000 | 514,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 32,031,000 | 64,237,000 | 96,634,000 | 130,382,000 |
| Interest expense | 8,346,000 | 16,908,000 | 25,860,000 | 35,223,000 |
| Net interest income | 23,685,000 | 47,329,000 | 70,774,000 | 95,159,000 |
| Noninterest income | 2,436,000 | 3,793,000 | 4,351,000 | 4,790,000 |
| Noninterest expense | 16,208,000 | 32,101,000 | 47,253,000 | 62,918,000 |
| Provision for loan losses | 0 | -26,000 | -188,000 | -7,141,000 |
| Pretax income | 9,913,000 | 19,047,000 | 28,060,000 | 44,172,000 |
| Income tax | 339,000 | 648,000 | 955,000 | 1,501,000 |
| Net income | 9,574,000 | 18,399,000 | 27,105,000 | 42,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 495,702,000 | 498,458,000 | 503,026,000 | 514,018,000 |
| Total capital | 521,524,000 | 524,624,000 | 530,129,000 | 542,565,000 |
| Risk-weighted assets | 2,039,157,000 | 2,066,984,000 | 2,142,678,000 | 2,266,519,000 |