Call reports 2014
LUTHER BURBANK SAVINGS — 2014
What LUTHER BURBANK SAVINGS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,642,887,000 | 3,760,894,000 | 3,957,036,000 | 3,983,776,000 |
| Total loans | 3,373,110,000 | 3,434,408,000 | 3,473,382,000 | 3,477,481,000 |
| Allowance for loan losses | 53,168,000 | 53,102,000 | 52,476,000 | 52,508,000 |
| Securities available for sale | 161,987,000 | 213,538,000 | 233,227,000 | 312,367,000 |
| Securities held to maturity | 6,850,000 | 6,811,000 | 6,774,000 | 6,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,105,126,000 | 3,145,933,000 | 3,235,582,000 | 3,184,472,000 |
| Interest-bearing deposits | 3,082,708,000 | 3,122,755,000 | 3,144,484,000 | 3,145,395,000 |
| Noninterest-bearing deposits | 22,418,000 | 23,178,000 | 91,098,000 | 39,077,000 |
| Equity capital | 452,852,000 | 458,955,000 | 489,410,000 | 492,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 33,537,000 | 66,695,000 | 99,952,000 | 133,100,000 |
| Interest expense | 6,287,000 | 12,707,000 | 20,221,000 | 28,670,000 |
| Net interest income | 27,250,000 | 53,988,000 | 79,731,000 | 104,430,000 |
| Noninterest income | 272,000 | 854,000 | 1,368,000 | 1,874,000 |
| Noninterest expense | 13,880,000 | 28,715,000 | 45,021,000 | 61,758,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,642,000 | 26,127,000 | 36,078,000 | 44,546,000 |
| Income tax | 466,000 | 890,000 | 1,228,000 | 1,416,000 |
| Net income | 13,176,000 | 25,237,000 | 34,850,000 | 43,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 449,695,000 | 456,493,000 | 487,097,000 | 491,102,000 |
| Total capital | 476,293,000 | 484,313,000 | 514,304,000 | 517,974,000 |
| Risk-weighted assets | 2,101,206,000 | 2,200,268,000 | 2,151,271,000 | 2,124,084,000 |