Call reports 2013
LUTHER BURBANK SAVINGS — 2013
What LUTHER BURBANK SAVINGS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 3,628,676,000 | 3,599,223,000 | 3,626,517,000 | 3,658,714,000 |
| Total loans | 3,311,153,000 | 3,262,515,000 | 3,345,709,000 | 3,397,426,000 |
| Allowance for loan losses | 53,047,000 | 57,757,000 | 57,587,000 | 55,217,000 |
| Securities available for sale | 185,082,000 | 175,443,000 | 165,905,000 | 169,517,000 |
| Securities held to maturity | 5,177,000 | 4,587,000 | 7,383,000 | 7,345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,159,695,000 | 3,133,888,000 | 3,154,415,000 | 3,126,066,000 |
| Interest-bearing deposits | 3,138,323,000 | 3,113,649,000 | 3,132,820,000 | 3,105,162,000 |
| Noninterest-bearing deposits | 21,372,000 | 20,239,000 | 21,595,000 | 20,904,000 |
| Equity capital | 436,671,000 | 436,461,000 | 444,059,000 | 447,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 35,574,000 | 69,960,000 | 103,935,000 | 137,629,000 |
| Interest expense | 6,496,000 | 12,752,000 | 19,032,000 | 25,339,000 |
| Net interest income | 29,078,000 | 57,208,000 | 84,903,000 | 112,290,000 |
| Noninterest income | 456,000 | 679,000 | 991,000 | 1,237,000 |
| Noninterest expense | 10,075,000 | 20,254,000 | 31,615,000 | 44,280,000 |
| Provision for loan losses | 0 | 7,500,000 | 7,500,000 | 7,500,000 |
| Pretax income | 19,459,000 | 30,133,000 | 46,779,000 | 61,747,000 |
| Income tax | 531,000 | 760,000 | 1,204,000 | 1,652,000 |
| Net income | 18,928,000 | 29,373,000 | 45,575,000 | 60,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 432,690,000 | 432,634,000 | 441,175,000 | 444,103,000 |
| Total capital | 460,418,000 | 458,881,000 | 467,585,000 | 470,552,000 |
| Risk-weighted assets | 2,192,941,000 | 2,068,281,000 | 2,081,609,000 | 2,087,098,000 |