Call reports 2012
LUTHER BURBANK SAVINGS — 2012
What LUTHER BURBANK SAVINGS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,787,862,000 | 3,655,297,000 | 3,685,672,000 | 3,656,431,000 |
| Total loans | 3,380,194,000 | 3,305,411,000 | 3,330,764,000 | 3,348,951,000 |
| Allowance for loan losses | 53,546,000 | 59,397,000 | 59,165,000 | 55,842,000 |
| Securities available for sale | 156,653,000 | 162,016,000 | 199,304,000 | 191,988,000 |
| Securities held to maturity | 7,763,000 | 7,178,000 | 6,615,000 | 6,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,218,883,000 | 3,215,961,000 | 3,238,135,000 | 3,195,076,000 |
| Interest-bearing deposits | 3,198,302,000 | 3,197,852,000 | 3,219,781,000 | 3,172,632,000 |
| Noninterest-bearing deposits | 20,581,000 | 18,109,000 | 18,354,000 | 22,444,000 |
| Equity capital | 418,762,000 | 414,042,000 | 421,929,000 | 432,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 42,201,000 | 81,113,000 | 118,894,000 | 155,763,000 |
| Interest expense | 8,772,000 | 16,700,000 | 24,219,000 | 31,452,000 |
| Net interest income | 33,429,000 | 64,413,000 | 94,675,000 | 124,311,000 |
| Noninterest income | 734,000 | 2,198,000 | 3,461,000 | 4,854,000 |
| Noninterest expense | 8,444,000 | 17,370,000 | 26,163,000 | 35,568,000 |
| Provision for loan losses | 4,000,000 | 13,000,000 | 19,000,000 | 19,000,000 |
| Pretax income | 21,719,000 | 36,241,000 | 52,973,000 | 74,597,000 |
| Income tax | 639,000 | 1,002,000 | 1,455,000 | 2,283,000 |
| Net income | 21,080,000 | 35,239,000 | 51,518,000 | 72,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 415,507,000 | 410,687,000 | 417,766,000 | 428,762,000 |
| Total capital | 446,453,000 | 440,132,000 | 446,698,000 | 456,857,000 |
| Risk-weighted assets | 2,453,531,000 | 2,325,955,000 | 2,284,374,000 | 2,219,859,000 |