Call reports 2024
NORTHSTAR BANK — 2024
What NORTHSTAR BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 218,750,000 | 207,784,000 | 210,657,000 | 205,047,000 |
| Total loans | 134,588,000 | 133,260,000 | 135,174,000 | 140,522,000 |
| Allowance for loan losses | 1,231,000 | 1,285,000 | 1,285,000 | 1,284,000 |
| Securities available for sale | 37,752,000 | 35,849,000 | 31,248,000 | 30,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,525,000 | 174,912,000 | 176,799,000 | 170,545,000 |
| Interest-bearing deposits | 160,740,000 | 150,690,000 | 151,140,000 | 144,528,000 |
| Noninterest-bearing deposits | 25,785,000 | 24,222,000 | 25,659,000 | 26,017,000 |
| Equity capital | 31,451,000 | 31,966,000 | 33,008,000 | 33,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,416,000 | 4,912,000 | 7,405,000 | 9,847,000 |
| Interest expense | 951,000 | 1,968,000 | 2,939,000 | 3,873,000 |
| Net interest income | 1,465,000 | 2,944,000 | 4,466,000 | 5,974,000 |
| Noninterest income | 268,000 | 464,000 | 708,000 | 982,000 |
| Noninterest expense | 959,000 | 1,932,000 | 2,906,000 | 3,907,000 |
| Provision for loan losses | 61,000 | 113,000 | 113,000 | 113,000 |
| Pretax income | 713,000 | 1,358,000 | 2,150,000 | 2,931,000 |
| Income tax | 163,000 | 310,000 | 494,000 | 679,000 |
| Net income | 550,000 | 1,048,000 | 1,656,000 | 2,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,150,000 | 20,693,000 | 21,347,000 | 21,988,000 |
| Total capital | 21,381,000 | 21,983,000 | 22,637,000 | 23,278,000 |
| Risk-weighted assets | 132,018,000 | 129,844,000 | 136,285,000 | 139,627,000 |