Call reports 2022
NORTHSTAR BANK — 2022
What NORTHSTAR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 244,640,000 | 234,213,000 | 229,765,000 | 221,594,000 |
| Total loans | 120,228,000 | 117,938,000 | 120,202,000 | 126,032,000 |
| Allowance for loan losses | 205,000 | 604,000 | 716,000 | 822,000 |
| Securities available for sale | 33,408,000 | 45,820,000 | 45,458,000 | 45,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,220,000 | 201,187,000 | 196,422,000 | 187,391,000 |
| Interest-bearing deposits | 179,170,000 | 166,739,000 | 164,183,000 | 155,356,000 |
| Noninterest-bearing deposits | 32,050,000 | 34,448,000 | 32,239,000 | 32,035,000 |
| Equity capital | 32,958,000 | 32,665,000 | 33,008,000 | 33,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 3,381,000 | 5,278,000 | 7,420,000 |
| Interest expense | 49,000 | 136,000 | 311,000 | 727,000 |
| Net interest income | 1,407,000 | 3,245,000 | 4,967,000 | 6,693,000 |
| Noninterest income | 231,000 | 407,000 | 643,000 | 895,000 |
| Noninterest expense | 952,000 | 1,856,000 | 2,764,000 | 3,722,000 |
| Provision for loan losses | 205,000 | 604,000 | 716,000 | 822,000 |
| Pretax income | 481,000 | 1,192,000 | 2,130,000 | 3,044,000 |
| Income tax | 106,000 | 279,000 | 504,000 | 723,000 |
| Net income | 375,000 | 913,000 | 1,626,000 | 2,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,814,000 | 21,407,000 | 22,174,000 | 22,925,000 |
| Total capital | 21,019,000 | 22,011,000 | 22,890,000 | 23,747,000 |
| Risk-weighted assets | 121,214,000 | 119,331,000 | 120,656,000 | 126,464,000 |