Call reports 2021
NORTHSTAR BANK — 2021
What NORTHSTAR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 218,285,000 | 218,209,000 | 216,819,000 | 239,723,000 |
| Total loans | 122,980,000 | 112,984,000 | 113,350,000 | 119,690,000 |
| Allowance for loan losses | 1,877,000 | 1,274,000 | 1,277,000 | 0 |
| Securities available for sale | 16,618,000 | 16,265,000 | 15,580,000 | 15,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,750,000 | 190,700,000 | 189,213,000 | 206,457,000 |
| Interest-bearing deposits | 161,950,000 | 156,157,000 | 158,760,000 | 173,272,000 |
| Noninterest-bearing deposits | 29,800,000 | 34,543,000 | 30,453,000 | 33,185,000 |
| Equity capital | 25,714,000 | 26,803,000 | 27,058,000 | 32,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,363,000 | 3,170,000 | 4,615,000 | 298,000 |
| Interest expense | 103,000 | 178,000 | 241,000 | 13,000 |
| Net interest income | 1,260,000 | 2,992,000 | 4,374,000 | 285,000 |
| Noninterest income | 230,000 | 387,000 | 613,000 | 49,000 |
| Noninterest expense | 952,000 | 1,969,000 | 2,926,000 | 151,000 |
| Provision for loan losses | 1,000 | -599,000 | -596,000 | 0 |
| Pretax income | 537,000 | 2,009,000 | 2,657,000 | 183,000 |
| Income tax | 27,000 | 101,000 | 134,000 | 38,000 |
| Net income | 510,000 | 1,908,000 | 2,523,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,984,000 | 22,051,000 | 22,337,000 | 20,389,000 |
| Total capital | 22,503,000 | 23,325,000 | 23,614,000 | 20,389,000 |
| Risk-weighted assets | 121,124,000 | 109,964,000 | 112,129,000 | 119,325,000 |