Call reports 2018
NORTHSTAR BANK — 2018
What NORTHSTAR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 182,831,000 | 183,098,000 | 177,649,000 | 190,604,000 |
| Total loans | 145,668,000 | 152,074,000 | 144,407,000 | 144,905,000 |
| Allowance for loan losses | 1,845,000 | 1,849,000 | 1,852,000 | 1,855,000 |
| Securities available for sale | 8,718,000 | 8,390,000 | 9,171,000 | 14,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,983,000 | 157,758,000 | 152,190,000 | 165,475,000 |
| Interest-bearing deposits | 136,309,000 | 135,855,000 | 133,814,000 | 141,123,000 |
| Noninterest-bearing deposits | 21,674,000 | 21,903,000 | 18,376,000 | 24,352,000 |
| Equity capital | 24,161,000 | 24,605,000 | 24,644,000 | 24,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,761,000 | 3,619,000 | 5,531,000 | 7,501,000 |
| Interest expense | 217,000 | 496,000 | 871,000 | 1,299,000 |
| Net interest income | 1,544,000 | 3,123,000 | 4,660,000 | 6,202,000 |
| Noninterest income | 227,000 | 368,000 | 573,000 | 803,000 |
| Noninterest expense | 1,080,000 | 2,040,000 | 3,048,000 | 4,027,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 688,000 | 1,445,000 | 2,163,000 | 2,953,000 |
| Income tax | 35,000 | 73,000 | 109,000 | 144,000 |
| Net income | 653,000 | 1,372,000 | 2,054,000 | 2,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,875,000 | 20,338,000 | 20,441,000 | 20,416,000 |
| Total capital | 21,602,000 | 22,156,000 | 22,179,000 | 22,174,000 |
| Risk-weighted assets | 138,030,000 | 145,415,000 | 138,949,000 | 140,523,000 |