Call reports 2017
NORTHSTAR BANK — 2017
What NORTHSTAR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 187,846,000 | 177,482,000 | 178,941,000 | 178,094,000 |
| Total loans | 149,176,000 | 151,290,000 | 143,500,000 | 145,406,000 |
| Allowance for loan losses | 1,833,000 | 1,836,000 | 1,838,000 | 1,841,000 |
| Securities available for sale | 13,165,000 | 12,717,000 | 11,943,000 | 9,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,792,000 | 152,709,000 | 153,684,000 | 152,891,000 |
| Interest-bearing deposits | 136,365,000 | 130,832,000 | 131,760,000 | 132,899,000 |
| Noninterest-bearing deposits | 27,427,000 | 21,877,000 | 21,924,000 | 19,992,000 |
| Equity capital | 23,140,000 | 23,777,000 | 24,231,000 | 24,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,644,000 | 3,401,000 | 5,179,000 | 6,891,000 |
| Interest expense | 156,000 | 314,000 | 476,000 | 656,000 |
| Net interest income | 1,488,000 | 3,087,000 | 4,703,000 | 6,235,000 |
| Noninterest income | 281,000 | 452,000 | 665,000 | 902,000 |
| Noninterest expense | 1,032,000 | 1,972,000 | 2,964,000 | 3,908,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 734,000 | 1,561,000 | 2,395,000 | 3,190,000 |
| Income tax | 37,000 | 78,000 | 121,000 | 153,000 |
| Net income | 697,000 | 1,483,000 | 2,274,000 | 3,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,730,000 | 19,282,000 | 19,780,000 | 19,859,000 |
| Total capital | 20,495,000 | 21,077,000 | 21,501,000 | 21,586,000 |
| Risk-weighted assets | 141,109,000 | 143,556,000 | 137,539,000 | 138,030,000 |