Call reports 2011
NORTHSTAR BANK — 2011
What NORTHSTAR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 80,104,000 | 83,099,000 | 80,801,000 | 85,923,000 |
| Total loans | 62,229,000 | 62,485,000 | 64,150,000 | 64,267,000 |
| Allowance for loan losses | 792,000 | 799,000 | 806,000 | 697,000 |
| Securities available for sale | 6,360,000 | 6,729,000 | 6,381,000 | 6,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,095,000 | 71,852,000 | 69,338,000 | 74,159,000 |
| Interest-bearing deposits | 60,136,000 | 64,860,000 | 62,346,000 | 65,590,000 |
| Noninterest-bearing deposits | 8,959,000 | 6,992,000 | 6,992,000 | 8,569,000 |
| Equity capital | 8,263,000 | 8,460,000 | 8,655,000 | 8,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,790,000 | 2,705,000 | 3,600,000 |
| Interest expense | 175,000 | 356,000 | 533,000 | 695,000 |
| Net interest income | 724,000 | 1,434,000 | 2,172,000 | 2,905,000 |
| Noninterest income | 151,000 | 316,000 | 524,000 | 679,000 |
| Noninterest expense | 606,000 | 1,222,000 | 1,806,000 | 2,391,000 |
| Provision for loan losses | 2,000 | 8,000 | 14,000 | 20,000 |
| Pretax income | 267,000 | 520,000 | 876,000 | 1,173,000 |
| Income tax | 13,000 | 26,000 | 44,000 | 57,000 |
| Net income | 254,000 | 494,000 | 832,000 | 1,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,735,000 | 7,878,000 | 8,129,000 | 8,427,000 |
| Total capital | 8,523,000 | 8,674,000 | 8,935,000 | 9,124,000 |
| Risk-weighted assets | 63,015,000 | 63,714,000 | 66,584,000 | 66,380,000 |