Call report 2004Q4
NORTHSTAR BANK — 2004Q4
The 22 measures NORTHSTAR BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 62,485,000 | USD | evidence → |
| Total loans | 49,532,000 | USD | evidence → |
| Allowance for loan losses | 469,000 | USD | evidence → |
| Securities available for sale | 278,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 49,478,000 | USD | evidence → |
| Interest-bearing deposits | 44,279,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,199,000 | USD | evidence → |
| Equity capital | 5,575,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,172,000 | USD | evidence → |
| Interest expense | 1,084,000 | USD | evidence → |
| Net interest income | 2,088,000 | USD | evidence → |
| Noninterest income | 819,000 | USD | evidence → |
| Noninterest expense | 2,172,000 | USD | evidence → |
| Provision for loan losses | 78,000 | USD | evidence → |
| Pretax income | 657,000 | USD | evidence → |
| Income tax | 235,000 | USD | evidence → |
| Net income | 422,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,950,000 | USD | evidence → |
| Total capital | 5,419,000 | USD | evidence → |
| Risk-weighted assets | 50,593,000 | USD | evidence → |