Call reports 2001
NORTHSTAR BANK — 2001
What NORTHSTAR BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,374,000 | 40,773,000 | 43,296,000 | 45,349,000 |
| Total loans | 34,547,000 | 36,303,000 | 35,964,000 | 35,518,000 |
| Allowance for loan losses | 321,000 | 339,000 | 351,000 | 361,000 |
| Securities available for sale | 287,000 | 488,000 | 493,000 | 483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,189,000 | 34,648,000 | 37,023,000 | 38,951,000 |
| Interest-bearing deposits | 32,553,000 | 32,775,000 | 34,678,000 | 36,109,000 |
| Noninterest-bearing deposits | 1,636,000 | 1,873,000 | 2,345,000 | 2,842,000 |
| Equity capital | 3,051,000 | 3,126,000 | 3,216,000 | 3,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,561,000 | 2,362,000 | 3,131,000 |
| Interest expense | 482,000 | 932,000 | 1,366,000 | 1,753,000 |
| Net interest income | 289,000 | 629,000 | 996,000 | 1,378,000 |
| Noninterest income | 120,000 | 247,000 | 378,000 | 509,000 |
| Noninterest expense | 302,000 | 625,000 | 969,000 | 1,316,000 |
| Provision for loan losses | 30,000 | 55,000 | 70,000 | 85,000 |
| Pretax income | 77,000 | 196,000 | 335,000 | 486,000 |
| Income tax | 29,000 | 73,000 | 125,000 | 173,000 |
| Net income | 48,000 | 123,000 | 210,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,757,000 | 2,838,000 | 2,924,000 | 3,056,000 |
| Total capital | 3,078,000 | 3,177,000 | 3,275,000 | 3,417,000 |
| Risk-weighted assets | 34,106,000 | 35,386,000 | 35,896,000 | 35,802,000 |