Call reports 2026
NORTHERN BANK & TRUST COMPANY — 2026
What NORTHERN BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 3,267,182,000 | 3,384,849,000 |
| Total loans | 2,906,311,000 | 2,905,619,000 |
| Allowance for loan losses | 64,458,000 | 63,976,000 |
| Securities available for sale | 163,654,000 | 161,031,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,721,960,000 | 2,823,074,000 |
| Interest-bearing deposits | 2,255,551,000 | 2,270,257,000 |
| Noninterest-bearing deposits | 466,409,000 | 552,817,000 |
| Equity capital | 468,832,000 | 478,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 55,494,000 | 112,097,000 |
| Interest expense | 17,267,000 | 34,801,000 |
| Net interest income | 38,227,000 | 77,296,000 |
| Noninterest income | 1,215,000 | 2,987,000 |
| Noninterest expense | 19,393,000 | 37,795,000 |
| Provision for loan losses | 1,200,000 | 735,000 |
| Pretax income | 18,894,000 | 41,590,000 |
| Income tax | 4,581,000 | 10,546,000 |
| Net income | 14,313,000 | 31,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 469,973,000 | 479,205,000 |
| Total capital | 509,076,000 | 518,685,000 |
| Risk-weighted assets | 3,101,473,000 | 3,132,233,000 |