Call reports 2022
NORTHERN BANK & TRUST COMPANY — 2022
What NORTHERN BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,768,135,000 | 2,787,410,000 | 2,755,048,000 | 2,834,447,000 |
| Total loans | 2,334,407,000 | 2,395,196,000 | 2,415,583,000 | 2,530,681,000 |
| Allowance for loan losses | 41,508,000 | 40,445,000 | 40,929,000 | 45,678,000 |
| Securities available for sale | 64,081,000 | 91,119,000 | 99,186,000 | 96,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,360,418,000 | 2,320,541,000 | 2,189,665,000 | 2,262,477,000 |
| Interest-bearing deposits | 1,631,590,000 | 1,512,441,000 | 1,482,969,000 | 1,580,093,000 |
| Noninterest-bearing deposits | 728,828,000 | 808,100,000 | 706,696,000 | 682,384,000 |
| Equity capital | 378,294,000 | 388,283,000 | 397,326,000 | 408,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 34,123,000 | 69,930,000 | 110,549,000 | 153,662,000 |
| Interest expense | 1,286,000 | 2,575,000 | 4,697,000 | 10,636,000 |
| Net interest income | 32,837,000 | 67,355,000 | 105,852,000 | 143,026,000 |
| Noninterest income | 2,400,000 | 3,904,000 | 5,501,000 | 7,416,000 |
| Noninterest expense | 10,766,000 | 22,951,000 | 38,616,000 | 53,133,000 |
| Provision for loan losses | 818,000 | 645,000 | 1,121,000 | 6,001,000 |
| Pretax income | 23,585,000 | 47,542,000 | 71,426,000 | 91,125,000 |
| Income tax | 6,701,000 | 13,417,000 | 20,187,000 | 25,753,000 |
| Net income | 16,884,000 | 34,125,000 | 51,239,000 | 65,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 384,462,000 | 395,704,000 | 406,818,000 | 414,951,000 |
| Total capital | 415,587,000 | 428,189,000 | 439,474,000 | 449,078,000 |
| Risk-weighted assets | 2,479,237,000 | 2,590,428,000 | 2,603,663,000 | 2,718,095,000 |