Call reports 2017
NORTHERN BANK & TRUST COMPANY — 2017
What NORTHERN BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,847,547,000 | 1,943,988,000 | 2,062,851,000 | 2,068,601,000 |
| Total loans | 1,625,533,000 | 1,713,742,000 | 1,819,643,000 | 1,832,947,000 |
| Allowance for loan losses | 21,387,000 | 22,190,000 | 22,868,000 | 23,150,000 |
| Securities available for sale | 55,048,000 | 55,753,000 | 54,407,000 | 59,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,494,617,000 | 1,559,626,000 | 1,671,616,000 | 1,672,171,000 |
| Interest-bearing deposits | 1,238,523,000 | 1,284,373,000 | 1,385,350,000 | 1,374,747,000 |
| Noninterest-bearing deposits | 256,094,000 | 275,253,000 | 286,266,000 | 297,424,000 |
| Equity capital | 185,730,000 | 192,586,000 | 200,167,000 | 202,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 20,767,000 | 43,330,000 | 67,640,000 | 93,834,000 |
| Interest expense | 2,928,000 | 6,389,000 | 10,262,000 | 14,518,000 |
| Net interest income | 17,839,000 | 36,941,000 | 57,378,000 | 79,316,000 |
| Noninterest income | 1,207,000 | 2,614,000 | 3,894,000 | 5,108,000 |
| Noninterest expense | 8,106,000 | 16,166,000 | 24,271,000 | 34,180,000 |
| Provision for loan losses | 426,000 | 2,028,000 | 3,017,000 | 3,120,000 |
| Pretax income | 10,514,000 | 21,361,000 | 33,984,000 | 47,017,000 |
| Income tax | 4,190,000 | 8,228,000 | 13,292,000 | 22,739,000 |
| Net income | 6,324,000 | 13,133,000 | 20,692,000 | 24,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 188,098,000 | 194,907,000 | 202,468,000 | 206,881,000 |
| Total capital | 209,778,000 | 217,378,000 | 225,541,000 | 230,216,000 |
| Risk-weighted assets | 1,770,728,000 | 1,867,558,000 | 1,947,433,000 | 1,963,243,000 |