Call reports 2011
NORTHERN BANK & TRUST COMPANY — 2011
What NORTHERN BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 689,116,000 | 693,320,000 | 699,762,000 | 734,743,000 |
| Total loans | 576,796,000 | 593,195,000 | 601,788,000 | 615,898,000 |
| Allowance for loan losses | 9,309,000 | 9,893,000 | 10,513,000 | 8,828,000 |
| Securities available for sale | 37,822,000 | 29,253,000 | 31,809,000 | 28,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,565,000 | 532,777,000 | 559,510,000 | 586,059,000 |
| Interest-bearing deposits | 429,044,000 | 429,337,000 | 455,094,000 | 481,590,000 |
| Noninterest-bearing deposits | 96,521,000 | 103,440,000 | 104,416,000 | 104,469,000 |
| Equity capital | 63,283,000 | 65,462,000 | 67,472,000 | 71,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,054,000 | 18,184,000 | 27,682,000 | 37,224,000 |
| Interest expense | 1,930,000 | 3,878,000 | 6,252,000 | 7,863,000 |
| Net interest income | 7,124,000 | 14,306,000 | 21,430,000 | 29,361,000 |
| Noninterest income | 711,000 | 1,353,000 | 1,950,000 | 3,962,000 |
| Noninterest expense | 3,899,000 | 7,883,000 | 11,893,000 | 15,459,000 |
| Provision for loan losses | 858,000 | 1,461,000 | 2,079,000 | 2,956,000 |
| Pretax income | 3,078,000 | 6,315,000 | 9,408,000 | 14,908,000 |
| Income tax | 1,075,000 | 2,241,000 | 3,349,000 | 4,885,000 |
| Net income | 2,003,000 | 4,074,000 | 6,059,000 | 10,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,595,000 | 65,675,000 | 67,665,000 | 71,505,000 |
| Total capital | 71,325,000 | 73,600,000 | 75,716,000 | 79,729,000 |
| Risk-weighted assets | 616,854,000 | 631,992,000 | 641,644,000 | 657,249,000 |