Call reports 2001
NORTHERN BANK & TRUST COMPANY — 2001
What NORTHERN BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 256,815,000 | 269,086,000 | 273,227,000 | 279,772,000 |
| Total loans | 178,085,000 | 189,317,000 | 194,250,000 | 199,983,000 |
| Allowance for loan losses | 1,297,000 | 1,328,000 | 1,359,000 | 1,425,000 |
| Securities available for sale | 47,754,000 | 45,005,000 | 46,100,000 | 48,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,972,000 | 230,467,000 | 230,750,000 | 239,845,000 |
| Interest-bearing deposits | 153,548,000 | 159,472,000 | 160,422,000 | 166,428,000 |
| Noninterest-bearing deposits | 67,424,000 | 70,995,000 | 70,328,000 | 73,417,000 |
| Equity capital | 21,615,000 | 22,530,000 | 24,092,000 | 21,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,422,000 | 9,101,000 | 13,801,000 | 18,530,000 |
| Interest expense | 1,344,000 | 2,776,000 | 4,132,000 | 5,372,000 |
| Net interest income | 3,078,000 | 6,325,000 | 9,669,000 | 13,158,000 |
| Noninterest income | 392,000 | 771,000 | 1,213,000 | 1,837,000 |
| Noninterest expense | 2,401,000 | 4,544,000 | 6,646,000 | 9,092,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,039,000 | 2,492,000 | 4,146,000 | 5,783,000 |
| Income tax | 344,000 | 840,000 | 1,414,000 | 1,991,000 |
| Net income | 695,000 | 1,652,000 | 2,732,000 | 3,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,346,000 | 22,297,000 | 23,362,000 | 20,890,000 |
| Total capital | 22,643,000 | 23,625,000 | 24,721,000 | 22,315,000 |
| Risk-weighted assets | 184,066,000 | 197,311,000 | 200,269,000 | 210,540,000 |