Call reports 2015
TWIN LAKES COMMUNITY BANK — 2015
What TWIN LAKES COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 103,471,000 | 109,304,000 | 112,770,000 | 121,554,000 |
| Total loans | 90,654,000 | 96,965,000 | 100,389,000 | 100,178,000 |
| Allowance for loan losses | 1,529,000 | 1,525,000 | 1,483,000 | 0 |
| Securities available for sale | 5,018,000 | 4,185,000 | 4,106,000 | 3,310,000 |
| Securities held to maturity | 357,000 | 357,000 | 357,000 | 357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,026,000 | 90,832,000 | 93,091,000 | 101,213,000 |
| Interest-bearing deposits | 82,999,000 | 85,006,000 | 86,637,000 | 94,952,000 |
| Noninterest-bearing deposits | 5,027,000 | 5,826,000 | 6,454,000 | 6,261,000 |
| Equity capital | 10,129,000 | 10,541,000 | 10,781,000 | 15,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,244,000 | 2,613,000 | 3,944,000 | 202,000 |
| Interest expense | 197,000 | 408,000 | 634,000 | 32,000 |
| Net interest income | 1,047,000 | 2,205,000 | 3,310,000 | 170,000 |
| Noninterest income | 56,000 | 189,000 | 292,000 | 25,000 |
| Noninterest expense | 842,000 | 1,715,000 | 2,677,000 | 115,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 277,000 | 695,000 | 941,000 | 80,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 277,000 | 695,000 | 941,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,998,000 | 10,417,000 | 10,662,000 | 10,761,000 |
| Total capital | 11,041,000 | 11,526,000 | 11,812,000 | 10,761,000 |
| Risk-weighted assets | 82,984,000 | 88,313,000 | 91,684,000 | 91,849,000 |