Call reports 2014
TWIN LAKES COMMUNITY BANK — 2014
What TWIN LAKES COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 90,465,000 | 92,854,000 | 94,656,000 | 99,428,000 |
| Total loans | 73,193,000 | 76,783,000 | 79,247,000 | 84,929,000 |
| Allowance for loan losses | 1,510,000 | 1,556,000 | 1,570,000 | 1,525,000 |
| Securities available for sale | 6,968,000 | 7,416,000 | 6,924,000 | 5,903,000 |
| Securities held to maturity | 357,000 | 357,000 | 357,000 | 357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,936,000 | 79,855,000 | 78,101,000 | 85,878,000 |
| Interest-bearing deposits | 73,960,000 | 74,703,000 | 72,554,000 | 80,712,000 |
| Noninterest-bearing deposits | 3,976,000 | 5,152,000 | 5,547,000 | 5,166,000 |
| Equity capital | 9,322,000 | 9,507,000 | 9,715,000 | 9,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,174,000 | 3,308,000 | 4,519,000 |
| Interest expense | 261,000 | 500,000 | 697,000 | 890,000 |
| Net interest income | 785,000 | 1,674,000 | 2,611,000 | 3,629,000 |
| Noninterest income | 78,000 | 183,000 | 274,000 | 312,000 |
| Noninterest expense | 754,000 | 1,569,000 | 2,392,000 | 3,274,000 |
| Provision for loan losses | 40,000 | 58,000 | 88,000 | 88,000 |
| Pretax income | 69,000 | 230,000 | 435,000 | 630,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 230,000 | 435,000 | 630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,026,000 | 9,187,000 | 9,392,000 | 9,587,000 |
| Total capital | 9,954,000 | 10,133,000 | 10,354,000 | 10,607,000 |
| Risk-weighted assets | 73,620,000 | 75,107,000 | 76,322,000 | 81,098,000 |