Call reports 2013
TWIN LAKES COMMUNITY BANK — 2013
What TWIN LAKES COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 85,955,000 | 86,797,000 | 89,217,000 | 90,224,000 |
| Total loans | 62,005,000 | 66,750,000 | 70,627,000 | 73,610,000 |
| Allowance for loan losses | 1,587,000 | 1,556,000 | 1,544,000 | 1,579,000 |
| Securities available for sale | 10,072,000 | 9,899,000 | 9,017,000 | 6,441,000 |
| Securities held to maturity | 357,000 | 357,000 | 357,000 | 357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,740,000 | 76,508,000 | 77,867,000 | 77,728,000 |
| Interest-bearing deposits | 72,324,000 | 72,910,000 | 73,738,000 | 74,004,000 |
| Noninterest-bearing deposits | 3,416,000 | 3,598,000 | 4,129,000 | 3,724,000 |
| Equity capital | 9,127,000 | 9,133,000 | 9,082,000 | 9,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 1,980,000 | 3,083,000 | 4,196,000 |
| Interest expense | 270,000 | 547,000 | 825,000 | 1,096,000 |
| Net interest income | 693,000 | 1,433,000 | 2,258,000 | 3,100,000 |
| Noninterest income | 110,000 | 171,000 | 219,000 | 287,000 |
| Noninterest expense | 692,000 | 1,419,000 | 2,191,000 | 2,939,000 |
| Provision for loan losses | 60,000 | 80,000 | 110,000 | 150,000 |
| Pretax income | 51,000 | 105,000 | 176,000 | 307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 51,000 | 105,000 | 176,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,701,000 | 8,755,000 | 8,826,000 | 8,957,000 |
| Total capital | 9,536,000 | 9,622,000 | 9,738,000 | 9,886,000 |
| Risk-weighted assets | 66,053,000 | 68,669,000 | 72,362,000 | 73,644,000 |