Call reports 2012
TWIN LAKES COMMUNITY BANK — 2012
What TWIN LAKES COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 86,611,000 | 82,432,000 | 79,486,000 | 82,057,000 |
| Total loans | 54,735,000 | 58,970,000 | 57,729,000 | 61,632,000 |
| Allowance for loan losses | 1,612,000 | 1,769,000 | 1,652,000 | 1,554,000 |
| Securities available for sale | 15,731,000 | 12,481,000 | 12,169,000 | 11,108,000 |
| Securities held to maturity | 357,000 | 357,000 | 357,000 | 357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,367,000 | 73,216,000 | 70,233,000 | 72,641,000 |
| Interest-bearing deposits | 74,240,000 | 70,230,000 | 67,129,000 | 68,069,000 |
| Noninterest-bearing deposits | 3,127,000 | 2,986,000 | 3,104,000 | 4,572,000 |
| Equity capital | 8,950,000 | 8,896,000 | 8,935,000 | 9,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 988,000 | 2,030,000 | 3,003,000 | 4,000,000 |
| Interest expense | 316,000 | 613,000 | 899,000 | 1,173,000 |
| Net interest income | 672,000 | 1,417,000 | 2,104,000 | 2,827,000 |
| Noninterest income | 89,000 | 178,000 | 225,000 | 286,000 |
| Noninterest expense | 644,000 | 1,311,000 | 1,975,000 | 2,707,000 |
| Provision for loan losses | 30,000 | 310,000 | 340,000 | 390,000 |
| Pretax income | 87,000 | 28,000 | 68,000 | 70,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 87,000 | 28,000 | 68,000 | 70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,667,000 | 8,608,000 | 8,648,000 | 8,650,000 |
| Total capital | 9,438,000 | 9,393,000 | 9,417,000 | 9,453,000 |
| Risk-weighted assets | 60,863,000 | 61,827,000 | 60,675,000 | 63,462,000 |