Call reports 2011
TWIN LAKES COMMUNITY BANK — 2011
What TWIN LAKES COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 85,801,000 | 82,976,000 | 84,400,000 | 85,408,000 |
| Total loans | 60,152,000 | 61,327,000 | 58,441,000 | 54,950,000 |
| Allowance for loan losses | 1,139,000 | 2,444,000 | 1,469,000 | 1,745,000 |
| Securities available for sale | 7,843,000 | 9,791,000 | 10,210,000 | 9,772,000 |
| Securities held to maturity | 357,000 | 357,000 | 357,000 | 357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,481,000 | 72,945,000 | 74,726,000 | 76,159,000 |
| Interest-bearing deposits | 72,160,000 | 70,514,000 | 72,441,000 | 73,582,000 |
| Noninterest-bearing deposits | 2,321,000 | 2,431,000 | 2,285,000 | 2,577,000 |
| Equity capital | 11,021,000 | 9,735,000 | 9,371,000 | 8,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,171,000 | 3,160,000 | 4,219,000 |
| Interest expense | 382,000 | 756,000 | 1,104,000 | 1,449,000 |
| Net interest income | 673,000 | 1,415,000 | 2,056,000 | 2,770,000 |
| Noninterest income | 43,000 | 96,000 | 150,000 | 203,000 |
| Noninterest expense | 669,000 | 1,335,000 | 2,017,000 | 2,772,000 |
| Provision for loan losses | 166,000 | 1,514,000 | 2,034,000 | 2,384,000 |
| Pretax income | -119,000 | -1,338,000 | -1,845,000 | -2,159,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -119,000 | -1,338,000 | -1,845,000 | -2,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,781,000 | 9,484,000 | 8,977,000 | 8,663,000 |
| Total capital | 11,599,000 | 10,283,000 | 9,757,000 | 9,427,000 |
| Risk-weighted assets | 65,135,000 | 62,236,000 | 61,735,000 | 60,176,000 |