Call reports 2010
TWIN LAKES COMMUNITY BANK — 2010
What TWIN LAKES COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 69,126,000 | 70,926,000 | 77,857,000 | 80,610,000 |
| Total loans | 56,364,000 | 58,195,000 | 59,386,000 | 60,109,000 |
| Allowance for loan losses | 1,010,000 | 1,034,000 | 1,072,000 | 1,057,000 |
| Securities available for sale | 3,499,000 | 2,692,000 | 2,983,000 | 5,802,000 |
| Securities held to maturity | 0 | 0 | 357,000 | 357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,883,000 | 59,603,000 | 66,435,000 | 69,265,000 |
| Interest-bearing deposits | 55,850,000 | 57,820,000 | 64,545,000 | 67,179,000 |
| Noninterest-bearing deposits | 2,033,000 | 1,783,000 | 1,890,000 | 2,086,000 |
| Equity capital | 10,969,000 | 11,075,000 | 11,160,000 | 11,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,046,000 | 3,123,000 | 4,198,000 |
| Interest expense | 377,000 | 763,000 | 1,174,000 | 1,571,000 |
| Net interest income | 634,000 | 1,283,000 | 1,949,000 | 2,627,000 |
| Noninterest income | 43,000 | 90,000 | 134,000 | 176,000 |
| Noninterest expense | 618,000 | 1,237,000 | 1,619,000 | 2,259,000 |
| Provision for loan losses | 45,000 | 89,000 | 133,000 | 213,000 |
| Pretax income | 14,000 | 47,000 | 331,000 | 388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | 47,000 | 331,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,729,000 | 10,778,000 | 10,834,000 | 10,896,000 |
| Total capital | 11,471,000 | 11,540,000 | 11,623,000 | 11,695,000 |
| Risk-weighted assets | 59,124,000 | 60,714,000 | 62,826,000 | 63,682,000 |