Call reports 2009
TWIN LAKES COMMUNITY BANK — 2009
What TWIN LAKES COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 63,026,000 | 71,103,000 | 77,008,000 | 66,810,000 |
| Total loans | 54,073,000 | 55,251,000 | 57,066,000 | 58,264,000 |
| Allowance for loan losses | 601,000 | 652,000 | 652,000 | 977,000 |
| Securities available for sale | 0 | 0 | 4,118,000 | 1,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,676,000 | 59,715,000 | 65,509,000 | 55,640,000 |
| Interest-bearing deposits | 50,020,000 | 58,157,000 | 63,939,000 | 53,667,000 |
| Noninterest-bearing deposits | 1,656,000 | 1,558,000 | 1,570,000 | 1,973,000 |
| Equity capital | 11,140,000 | 11,136,000 | 11,215,000 | 10,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 995,000 | 2,038,000 | 3,095,000 | 4,110,000 |
| Interest expense | 393,000 | 830,000 | 1,302,000 | 1,718,000 |
| Net interest income | 602,000 | 1,208,000 | 1,793,000 | 2,392,000 |
| Noninterest income | 26,000 | 63,000 | 101,000 | 142,000 |
| Noninterest expense | 533,000 | 1,155,000 | 1,789,000 | 2,404,000 |
| Provision for loan losses | 61,000 | 112,000 | 112,000 | 437,000 |
| Pretax income | 34,000 | 4,000 | 46,000 | -254,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 4,000 | 46,000 | -254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,915,000 | 10,911,000 | 10,976,000 | 10,696,000 |
| Total capital | 11,516,000 | 11,563,000 | 11,628,000 | 11,452,000 |
| Risk-weighted assets | 56,715,000 | 59,357,000 | 61,118,000 | 60,257,000 |