Call reports 2006
TWIN LAKES COMMUNITY BANK — 2006
What TWIN LAKES COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 14,058,000 | 19,214,000 | 21,861,000 | 26,335,000 |
| Total loans | 9,701,000 | 15,767,000 | 18,641,000 | 21,495,000 |
| Allowance for loan losses | 10,000 | 160,000 | 190,000 | 230,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,573,000 | 7,811,000 | 10,448,000 | 14,925,000 |
| Interest-bearing deposits | 1,745,000 | 7,078,000 | 10,004,000 | 14,251,000 |
| Noninterest-bearing deposits | 828,000 | 733,000 | 444,000 | 674,000 |
| Equity capital | 11,465,000 | 11,355,000 | 11,358,000 | 11,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 111,000 | 490,000 | 860,000 | 1,302,000 |
| Interest expense | 6,000 | 54,000 | 155,000 | 307,000 |
| Net interest income | 105,000 | 436,000 | 705,000 | 995,000 |
| Noninterest income | 0 | 8,000 | 15,000 | 24,000 |
| Noninterest expense | 370,000 | 669,000 | 925,000 | 1,275,000 |
| Provision for loan losses | 10,000 | 160,000 | 190,000 | 230,000 |
| Pretax income | -275,000 | -385,000 | -395,000 | -486,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -275,000 | -385,000 | -395,000 | -486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,240,000 | 11,130,000 | 11,133,000 | 11,068,000 |
| Total capital | 11,250,000 | 11,290,000 | 11,323,000 | 11,298,000 |
| Risk-weighted assets | 10,426,000 | 15,532,000 | 19,175,000 | 23,103,000 |