Call reports 2009
RBC BANK (GEORGIA) — 2009
What RBC BANK (GEORGIA) reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 9,826,000 | 9,835,000 |
| Total loans | 6,178,000 | 6,788,000 |
| Allowance for loan losses | 272,000 | 247,000 |
| Securities available for sale | 2,130,000 | 2,109,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 600,000 | 600,000 |
| Interest-bearing deposits | 600,000 | 600,000 |
| Noninterest-bearing deposits | 0 | 0 |
| Equity capital | 8,592,000 | 8,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 187,000 | 382,000 |
| Interest expense | 6,000 | 12,000 |
| Net interest income | 181,000 | 370,000 |
| Noninterest income | 53,000 | 118,000 |
| Noninterest expense | 187,000 | 368,000 |
| Provision for loan losses | 121,000 | 223,000 |
| Pretax income | -74,000 | -103,000 |
| Income tax | -26,000 | -36,000 |
| Net income | -48,000 | -67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 8,548,000 | 8,530,000 |
| Total capital | 8,635,000 | 8,623,000 |
| Risk-weighted assets | 6,762,000 | 7,325,000 |