Call reports 2007
RBC BANK (GEORGIA) — 2007
What RBC BANK (GEORGIA) reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 10,834,000 | 10,953,000 | 11,113,000 | 7,963,000 |
| Total loans | 5,313,000 | 5,531,000 | 5,654,000 | 6,389,000 |
| Allowance for loan losses | 296,000 | 252,000 | 279,000 | 303,000 |
| Securities available for sale | 1,154,000 | 1,028,000 | 1,041,000 | 1,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,000 | 600,000 | 600,000 | 600,000 |
| Interest-bearing deposits | 600,000 | 600,000 | 600,000 | 600,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 9,572,000 | 9,642,000 | 9,760,000 | 6,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 172,000 | 339,000 | 515,000 | 688,000 |
| Interest expense | 6,000 | 12,000 | 18,000 | 23,000 |
| Net interest income | 166,000 | 327,000 | 497,000 | 665,000 |
| Noninterest income | 102,000 | 212,000 | 445,000 | 578,000 |
| Noninterest expense | 154,000 | 286,000 | 441,000 | 572,000 |
| Provision for loan losses | 1,000 | -6,000 | 66,000 | 142,000 |
| Pretax income | 113,000 | 259,000 | 435,000 | 529,000 |
| Income tax | 44,000 | 102,000 | 172,000 | 209,000 |
| Net income | 69,000 | 157,000 | 263,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,591,000 | 9,679,000 | 9,785,000 | 6,042,000 |
| Total capital | 9,673,000 | 9,763,000 | 9,871,000 | 6,127,000 |
| Risk-weighted assets | 6,321,000 | 6,566,000 | 6,738,000 | 6,591,000 |