Call reports 2004
RBC BANK (GEORGIA) — 2004
What RBC BANK (GEORGIA) reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 9,799,000 | 9,911,000 | 10,017,000 | 10,113,000 |
| Total loans | 4,239,000 | 4,407,000 | 4,414,000 | 4,828,000 |
| Allowance for loan losses | 171,000 | 176,000 | 177,000 | 193,000 |
| Securities available for sale | 2,113,000 | 1,884,000 | 1,857,000 | 1,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,000 | 600,000 | 600,000 | 600,000 |
| Interest-bearing deposits | 600,000 | 600,000 | 600,000 | 600,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 9,098,000 | 9,155,000 | 9,257,000 | 9,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 92,000 | 240,000 | 370,000 | 470,000 |
| Interest expense | 3,000 | 6,000 | 9,000 | 12,000 |
| Net interest income | 89,000 | 234,000 | 361,000 | 458,000 |
| Noninterest income | 102,000 | 215,000 | 337,000 | 287,000 |
| Noninterest expense | 76,000 | 139,000 | 215,000 | 313,000 |
| Provision for loan losses | 23,000 | 65,000 | 109,000 | 157,000 |
| Pretax income | 92,000 | 245,000 | 374,000 | 275,000 |
| Income tax | 36,000 | 98,000 | 148,000 | 109,000 |
| Net income | 56,000 | 147,000 | 226,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,096,000 | 9,187,000 | 9,266,000 | 9,206,000 |
| Total capital | 9,163,000 | 9,255,000 | 9,335,000 | 9,280,000 |
| Risk-weighted assets | 5,278,000 | 5,462,000 | 5,439,000 | 5,810,000 |