Call reports 2003
RBC BANK (GEORGIA) — 2003
What RBC BANK (GEORGIA) reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 9,615,000 | 9,660,000 | 9,731,000 | 9,694,000 |
| Total loans | 4,832,000 | 4,136,000 | 4,154,000 | 4,557,000 |
| Allowance for loan losses | 200,000 | 165,000 | 166,000 | 182,000 |
| Securities available for sale | 553,000 | 2,590,000 | 2,271,000 | 2,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,000 | 600,000 | 600,000 | 600,000 |
| Interest-bearing deposits | 600,000 | 600,000 | 600,000 | 600,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 8,960,000 | 9,021,000 | 9,056,000 | 9,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 116,000 | 245,000 | 373,000 | 506,000 |
| Interest expense | 11,000 | 22,000 | 28,000 | 31,000 |
| Net interest income | 105,000 | 223,000 | 345,000 | 475,000 |
| Noninterest income | 71,000 | 203,000 | 361,000 | 490,000 |
| Noninterest expense | 86,000 | 231,000 | 386,000 | 640,000 |
| Provision for loan losses | 76,000 | 81,000 | 115,000 | 151,000 |
| Pretax income | 14,000 | 114,000 | 205,000 | 174,000 |
| Income tax | 4,000 | 45,000 | 81,000 | 68,000 |
| Net income | 10,000 | 69,000 | 124,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,944,000 | 9,003,000 | 9,058,000 | 9,039,000 |
| Total capital | 9,016,000 | 9,069,000 | 9,124,000 | 9,109,000 |
| Risk-weighted assets | 5,694,000 | 5,151,000 | 5,191,000 | 5,511,000 |