Call reports 2002
RBC BANK (GEORGIA) — 2002
What RBC BANK (GEORGIA) reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 9,406,000 | 9,454,000 | 9,554,000 | 9,556,000 |
| Total loans | 4,147,000 | 4,121,000 | 4,060,000 | 4,409,000 |
| Allowance for loan losses | 145,000 | 165,000 | 162,000 | 169,000 |
| Securities available for sale | 897,000 | 811,000 | 814,000 | 641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,000 | 600,000 | 600,000 | 600,000 |
| Interest-bearing deposits | 600,000 | 600,000 | 600,000 | 600,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 8,783,000 | 8,823,000 | 8,896,000 | 8,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 144,000 | 276,000 | 405,000 | 529,000 |
| Interest expense | 11,000 | 22,000 | 33,000 | 43,000 |
| Net interest income | 133,000 | 254,000 | 372,000 | 486,000 |
| Noninterest income | 80,000 | 166,000 | 265,000 | 341,000 |
| Noninterest expense | 87,000 | 161,000 | 223,000 | 291,000 |
| Provision for loan losses | 45,000 | 124,000 | 167,000 | 192,000 |
| Pretax income | 81,000 | 135,000 | 247,000 | 344,000 |
| Income tax | 32,000 | 53,000 | 97,000 | 136,000 |
| Net income | 49,000 | 82,000 | 150,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,774,000 | 8,807,000 | 8,876,000 | 8,934,000 |
| Total capital | 8,842,000 | 8,872,000 | 8,941,000 | 9,002,000 |
| Risk-weighted assets | 5,356,000 | 5,094,000 | 5,064,000 | 5,313,000 |