Call reports 2001
RBC BANK (GEORGIA) — 2001
What RBC BANK (GEORGIA) reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 8,261,000 | 8,226,000 | 8,247,000 | 9,380,000 |
| Total loans | 4,476,000 | 4,455,000 | 4,288,000 | 4,581,000 |
| Allowance for loan losses | 60,000 | 101,000 | 129,000 | 149,000 |
| Securities available for sale | 989,000 | 981,000 | 1,003,000 | 897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,000 | 600,000 | 600,000 | 600,000 |
| Interest-bearing deposits | 600,000 | 600,000 | 600,000 | 600,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 7,605,000 | 7,590,000 | 7,607,000 | 8,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 186,000 | 55,000 | 210,000 | 357,000 |
| Interest expense | 29,000 | 7,000 | 15,000 | 29,000 |
| Net interest income | 157,000 | 48,000 | 195,000 | 328,000 |
| Noninterest income | 4,000 | 1,000 | 5,000 | 63,000 |
| Noninterest expense | 73,000 | 19,000 | 98,000 | 169,000 |
| Provision for loan losses | 33,000 | 58,000 | 130,000 | 189,000 |
| Pretax income | 55,000 | -28,000 | -28,000 | 33,000 |
| Income tax | 22,000 | -11,000 | -11,000 | 13,000 |
| Net income | 33,000 | -17,000 | -17,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,584,000 | 7,587,000 | 7,587,000 | 8,725,000 |
| Total capital | 7,644,000 | 7,655,000 | 7,716,000 | 8,797,000 |
| Risk-weighted assets | 5,415,000 | 5,374,000 | 5,216,000 | 5,707,000 |