Call reports 2019
FIRST NATIONAL BANK OF MANCHESTER — 2019
What FIRST NATIONAL BANK OF MANCHESTER reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 295,803,000 | 295,786,000 | 286,066,000 | 292,105,000 |
| Total loans | 197,113,000 | 200,277,000 | 198,005,000 | 202,345,000 |
| Allowance for loan losses | 2,352,000 | 2,408,000 | 2,449,000 | 2,463,000 |
| Securities available for sale | 43,000,000 | 44,834,000 | 43,576,000 | 42,283,000 |
| Securities held to maturity | 6,499,000 | 6,500,000 | 3,499,000 | 2,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,285,000 | 255,738,000 | 244,835,000 | 252,015,000 |
| Interest-bearing deposits | 200,138,000 | 199,494,000 | 188,875,000 | 194,779,000 |
| Noninterest-bearing deposits | 56,147,000 | 56,244,000 | 55,960,000 | 57,236,000 |
| Equity capital | 36,306,000 | 36,760,000 | 37,835,000 | 37,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,254,000 | 6,638,000 | 10,057,000 | 13,431,000 |
| Interest expense | 436,000 | 937,000 | 1,465,000 | 1,983,000 |
| Net interest income | 2,818,000 | 5,701,000 | 8,592,000 | 11,448,000 |
| Noninterest income | 330,000 | 624,000 | 989,000 | 1,275,000 |
| Noninterest expense | 1,640,000 | 3,230,000 | 4,935,000 | 6,702,000 |
| Provision for loan losses | 90,000 | 180,000 | 255,000 | 300,000 |
| Pretax income | 1,417,000 | 2,917,000 | 4,423,000 | 5,751,000 |
| Income tax | 376,000 | 785,000 | 1,172,000 | 1,464,000 |
| Net income | 1,041,000 | 2,132,000 | 3,251,000 | 4,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,626,000 | 36,718,000 | 37,836,000 | 37,644,000 |
| Total capital | 39,079,000 | 39,223,000 | 40,394,000 | 40,246,000 |
| Risk-weighted assets | 199,645,000 | 203,583,000 | 204,620,000 | 209,728,000 |