Call reports 2018
FIRST NATIONAL BANK OF MANCHESTER — 2018
What FIRST NATIONAL BANK OF MANCHESTER reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 278,922,000 | 273,501,000 | 280,664,000 | 284,984,000 |
| Total loans | 176,377,000 | 181,631,000 | 197,035,000 | 199,302,000 |
| Allowance for loan losses | 2,178,000 | 2,248,000 | 2,281,000 | 2,340,000 |
| Securities available for sale | 40,868,000 | 40,930,000 | 39,697,000 | 39,610,000 |
| Securities held to maturity | 6,750,000 | 8,750,000 | 8,750,000 | 8,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,690,000 | 236,017,000 | 242,882,000 | 247,024,000 |
| Interest-bearing deposits | 182,930,000 | 178,182,000 | 181,676,000 | 187,876,000 |
| Noninterest-bearing deposits | 59,760,000 | 57,835,000 | 61,206,000 | 59,148,000 |
| Equity capital | 33,506,000 | 33,890,000 | 34,862,000 | 34,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,812,000 | 5,874,000 | 8,982,000 | 12,255,000 |
| Interest expense | 223,000 | 465,000 | 739,000 | 1,143,000 |
| Net interest income | 2,589,000 | 5,409,000 | 8,243,000 | 11,112,000 |
| Noninterest income | 415,000 | 945,000 | 1,391,000 | 1,853,000 |
| Noninterest expense | 1,618,000 | 3,283,000 | 4,892,000 | 6,619,000 |
| Provision for loan losses | 45,000 | 115,000 | 185,000 | 319,000 |
| Pretax income | 1,341,000 | 2,956,000 | 4,557,000 | 6,027,000 |
| Income tax | 332,000 | 754,000 | 1,208,000 | 1,590,000 |
| Net income | 1,009,000 | 2,202,000 | 3,349,000 | 4,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,307,000 | 34,750,000 | 35,847,000 | 35,585,000 |
| Total capital | 36,597,000 | 37,113,000 | 38,249,000 | 38,023,000 |
| Risk-weighted assets | 198,153,000 | 199,677,000 | 208,986,000 | 208,126,000 |