Call reports 2017
FIRST NATIONAL BANK OF MANCHESTER — 2017
What FIRST NATIONAL BANK OF MANCHESTER reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 266,872,000 | 263,133,000 | 263,695,000 | 268,529,000 |
| Total loans | 167,298,000 | 170,601,000 | 173,473,000 | 175,109,000 |
| Allowance for loan losses | 2,038,000 | 2,123,000 | 2,151,000 | 2,194,000 |
| Securities available for sale | 35,805,000 | 37,500,000 | 38,697,000 | 39,630,000 |
| Securities held to maturity | 6,751,000 | 6,751,000 | 6,751,000 | 6,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,443,000 | 227,436,000 | 227,115,000 | 232,946,000 |
| Interest-bearing deposits | 178,108,000 | 174,430,000 | 173,692,000 | 174,619,000 |
| Noninterest-bearing deposits | 53,335,000 | 53,006,000 | 53,423,000 | 58,327,000 |
| Equity capital | 32,615,000 | 33,002,000 | 33,893,000 | 32,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,598,000 | 5,331,000 | 8,146,000 | 10,945,000 |
| Interest expense | 191,000 | 383,000 | 580,000 | 779,000 |
| Net interest income | 2,407,000 | 4,948,000 | 7,566,000 | 10,166,000 |
| Noninterest income | 417,000 | 947,000 | 1,406,000 | 1,841,000 |
| Noninterest expense | 1,544,000 | 3,160,000 | 4,706,000 | 6,364,000 |
| Provision for loan losses | 115,000 | 220,000 | 325,000 | 365,000 |
| Pretax income | 1,165,000 | 2,515,000 | 3,941,000 | 5,278,000 |
| Income tax | 399,000 | 838,000 | 1,304,000 | 1,795,000 |
| Net income | 766,000 | 1,677,000 | 2,637,000 | 3,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,349,000 | 32,856,000 | 33,734,000 | 32,434,000 |
| Total capital | 33,775,000 | 34,328,000 | 35,185,000 | 33,885,000 |
| Risk-weighted assets | 113,384,000 | 117,008,000 | 115,239,000 | 115,236,000 |