Call reports 2015
FIRST NATIONAL BANK OF MANCHESTER — 2015
What FIRST NATIONAL BANK OF MANCHESTER reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 240,044,000 | 239,680,000 | 239,310,000 | 244,075,000 |
| Total loans | 127,396,000 | 140,553,000 | 150,334,000 | 155,517,000 |
| Allowance for loan losses | 1,852,000 | 1,873,000 | 1,919,000 | 1,943,000 |
| Securities available for sale | 43,446,000 | 41,977,000 | 32,753,000 | 27,261,000 |
| Securities held to maturity | 8,251,000 | 3,751,000 | 4,751,000 | 7,751,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,687,000 | 206,596,000 | 205,768,000 | 210,500,000 |
| Interest-bearing deposits | 162,079,000 | 158,096,000 | 157,420,000 | 161,772,000 |
| Noninterest-bearing deposits | 45,608,000 | 48,500,000 | 48,348,000 | 48,728,000 |
| Equity capital | 29,693,000 | 29,668,000 | 30,705,000 | 30,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,076,000 | 4,349,000 | 6,768,000 | 9,257,000 |
| Interest expense | 220,000 | 434,000 | 644,000 | 849,000 |
| Net interest income | 1,856,000 | 3,915,000 | 6,124,000 | 8,408,000 |
| Noninterest income | 431,000 | 932,000 | 1,467,000 | 2,011,000 |
| Noninterest expense | 1,340,000 | 2,683,000 | 4,077,000 | 5,699,000 |
| Provision for loan losses | 60,000 | 120,000 | 185,000 | 260,000 |
| Pretax income | 914,000 | 2,071,000 | 3,357,000 | 4,492,000 |
| Income tax | 296,000 | 677,000 | 1,101,000 | 1,446,000 |
| Net income | 618,000 | 1,394,000 | 2,256,000 | 3,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,640,000 | 29,747,000 | 30,493,000 | 30,443,000 |
| Total capital | 31,230,000 | 31,658,000 | 32,458,000 | 32,276,000 |
| Risk-weighted assets | 126,908,000 | 139,645,000 | 144,505,000 | 146,437,000 |
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