Call reports 2014
FIRST NATIONAL BANK OF MANCHESTER — 2014
What FIRST NATIONAL BANK OF MANCHESTER reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 237,197,000 | 229,010,000 | 228,618,000 | 231,925,000 |
| Total loans | 116,613,000 | 119,142,000 | 120,915,000 | 122,949,000 |
| Allowance for loan losses | 1,711,000 | 1,750,000 | 1,816,000 | 1,877,000 |
| Securities available for sale | 53,021,000 | 49,631,000 | 45,622,000 | 41,223,000 |
| Securities held to maturity | 5,750,000 | 8,750,000 | 12,250,000 | 9,769,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,185,000 | 195,635,000 | 195,216,000 | 199,986,000 |
| Interest-bearing deposits | 160,974,000 | 153,527,000 | 153,210,000 | 156,637,000 |
| Noninterest-bearing deposits | 43,211,000 | 42,108,000 | 42,006,000 | 43,349,000 |
| Equity capital | 28,213,000 | 28,294,000 | 28,958,000 | 29,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,936,000 | 3,934,000 | 5,955,000 | 8,020,000 |
| Interest expense | 250,000 | 492,000 | 732,000 | 981,000 |
| Net interest income | 1,686,000 | 3,442,000 | 5,223,000 | 7,039,000 |
| Noninterest income | 357,000 | 780,000 | 1,279,000 | 1,729,000 |
| Noninterest expense | 1,202,000 | 2,439,000 | 3,687,000 | 4,956,000 |
| Provision for loan losses | 60,000 | 130,000 | 190,000 | 250,000 |
| Pretax income | 781,000 | 1,654,000 | 2,626,000 | 3,563,000 |
| Income tax | 271,000 | 574,000 | 878,000 | 1,134,000 |
| Net income | 510,000 | 1,080,000 | 1,748,000 | 2,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,321,000 | 28,293,000 | 28,965,000 | 28,993,000 |
| Total capital | 29,931,000 | 29,886,000 | 30,591,000 | 30,643,000 |
| Risk-weighted assets | 128,641,000 | 127,228,000 | 129,862,000 | 131,742,000 |