Call reports 2013
FIRST NATIONAL BANK OF MANCHESTER — 2013
What FIRST NATIONAL BANK OF MANCHESTER reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 241,537,000 | 231,865,000 | 227,420,000 | 227,404,000 |
| Total loans | 113,830,000 | 114,474,000 | 117,673,000 | 116,161,000 |
| Allowance for loan losses | 1,685,000 | 1,760,000 | 1,780,000 | 1,819,000 |
| Securities available for sale | 54,896,000 | 53,524,000 | 55,083,000 | 56,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,980,000 | 199,176,000 | 194,585,000 | 194,593,000 |
| Interest-bearing deposits | 170,168,000 | 159,390,000 | 153,576,000 | 152,942,000 |
| Noninterest-bearing deposits | 38,812,000 | 39,786,000 | 41,009,000 | 41,651,000 |
| Equity capital | 27,523,000 | 27,340,000 | 27,841,000 | 27,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,947,000 | 3,891,000 | 5,869,000 | 7,813,000 |
| Interest expense | 313,000 | 616,000 | 898,000 | 1,163,000 |
| Net interest income | 1,634,000 | 3,275,000 | 4,971,000 | 6,650,000 |
| Noninterest income | 433,000 | 886,000 | 1,284,000 | 1,753,000 |
| Noninterest expense | 1,139,000 | 2,310,000 | 3,473,000 | 4,575,000 |
| Provision for loan losses | 41,000 | 102,000 | 162,000 | 224,000 |
| Pretax income | 887,000 | 1,749,000 | 2,620,000 | 3,604,000 |
| Income tax | 273,000 | 540,000 | 839,000 | 1,130,000 |
| Net income | 614,000 | 1,209,000 | 1,781,000 | 2,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,221,000 | 27,464,000 | 28,024,000 | 27,817,000 |
| Total capital | 28,742,000 | 28,982,000 | 29,590,000 | 29,375,000 |
| Risk-weighted assets | 121,482,000 | 121,141,000 | 125,012,000 | 124,342,000 |