Call reports 2012
FIRST NATIONAL BANK OF MANCHESTER — 2012
What FIRST NATIONAL BANK OF MANCHESTER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 227,235,000 | 224,246,000 | 223,785,000 | 231,402,000 |
| Total loans | 112,713,000 | 113,809,000 | 115,929,000 | 119,495,000 |
| Allowance for loan losses | 1,847,000 | 1,825,000 | 1,870,000 | 1,696,000 |
| Securities available for sale | 61,130,000 | 50,347,000 | 50,520,000 | 51,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,056,000 | 191,796,000 | 191,218,000 | 199,059,000 |
| Interest-bearing deposits | 156,620,000 | 154,299,000 | 154,500,000 | 159,941,000 |
| Noninterest-bearing deposits | 38,436,000 | 37,497,000 | 36,718,000 | 39,118,000 |
| Equity capital | 26,495,000 | 26,602,000 | 27,307,000 | 26,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,134,000 | 4,208,000 | 6,291,000 | 8,371,000 |
| Interest expense | 354,000 | 695,000 | 1,022,000 | 1,341,000 |
| Net interest income | 1,780,000 | 3,513,000 | 5,269,000 | 7,030,000 |
| Noninterest income | 430,000 | 786,000 | 1,314,000 | 1,536,000 |
| Noninterest expense | 1,193,000 | 2,419,000 | 3,667,000 | 5,058,000 |
| Provision for loan losses | 60,000 | 60,000 | 135,000 | 20,000 |
| Pretax income | 957,000 | 1,820,000 | 2,781,000 | 3,488,000 |
| Income tax | 306,000 | 590,000 | 865,000 | 1,100,000 |
| Net income | 651,000 | 1,230,000 | 1,916,000 | 2,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,147,000 | 26,230,000 | 26,914,000 | 26,637,000 |
| Total capital | 27,637,000 | 27,706,000 | 28,468,000 | 28,194,000 |
| Risk-weighted assets | 118,819,000 | 117,705,000 | 124,003,000 | 124,352,000 |