Call reports 2002
FIRST NATIONAL BANK OF MANCHESTER — 2002
What FIRST NATIONAL BANK OF MANCHESTER reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 129,387,000 | 130,753,000 | 131,885,000 | 134,074,000 |
| Total loans | 75,180,000 | 78,452,000 | 80,832,000 | 84,201,000 |
| Allowance for loan losses | 906,000 | 909,000 | 899,000 | 949,000 |
| Securities available for sale | 35,448,000 | 35,068,000 | 31,491,000 | 29,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,397,000 | 115,298,000 | 116,028,000 | 117,877,000 |
| Interest-bearing deposits | 97,281,000 | 96,466,000 | 97,266,000 | 97,159,000 |
| Noninterest-bearing deposits | 17,116,000 | 18,832,000 | 18,762,000 | 20,718,000 |
| Equity capital | 13,532,000 | 14,004,000 | 14,514,000 | 14,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,924,000 | 3,834,000 | 5,783,000 | 7,669,000 |
| Interest expense | 707,000 | 1,368,000 | 1,993,000 | 2,582,000 |
| Net interest income | 1,217,000 | 2,466,000 | 3,790,000 | 5,087,000 |
| Noninterest income | 177,000 | 375,000 | 669,000 | 954,000 |
| Noninterest expense | 727,000 | 1,422,000 | 2,180,000 | 3,026,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 123,000 |
| Pretax income | 641,000 | 1,363,000 | 2,193,000 | 2,899,000 |
| Income tax | 219,000 | 476,000 | 725,000 | 952,000 |
| Net income | 422,000 | 887,000 | 1,468,000 | 1,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,590,000 | 13,811,000 | 14,216,000 | 14,519,000 |
| Total capital | 14,496,000 | 14,720,000 | 15,115,000 | 15,468,000 |
| Risk-weighted assets | 78,302,000 | 80,156,000 | 83,188,000 | 88,251,000 |