Call report 2019Q4
MECHANICS SAVINGS BANK — 2019Q4
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 424,705,000 | USD | evidence → |
| Total loans | 359,251,000 | USD | evidence → |
| Allowance for loan losses | 2,993,000 | USD | evidence → |
| Securities available for sale | 44,937,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 321,672,000 | USD | evidence → |
| Interest-bearing deposits | 267,922,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,750,000 | USD | evidence → |
| Equity capital | 55,943,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,975,000 | USD | evidence → |
| Interest expense | 4,660,000 | USD | evidence → |
| Net interest income | 14,315,000 | USD | evidence → |
| Noninterest income | 1,192,000 | USD | evidence → |
| Noninterest expense | 10,947,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 4,897,000 | USD | evidence → |
| Income tax | 977,000 | USD | evidence → |
| Net income | 3,920,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,061,000 | USD | evidence → |
| Total capital | 61,302,000 | USD | evidence → |
| Risk-weighted assets | 340,352,000 | USD | evidence → |