Call report 2018Q4
MECHANICS SAVINGS BANK — 2018Q4
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 412,622,000 | USD | evidence → |
| Total loans | 350,396,000 | USD | evidence → |
| Allowance for loan losses | 2,801,000 | USD | evidence → |
| Securities available for sale | 41,424,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 299,741,000 | USD | evidence → |
| Interest-bearing deposits | 249,248,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,493,000 | USD | evidence → |
| Equity capital | 51,309,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,073,000 | USD | evidence → |
| Interest expense | 3,547,000 | USD | evidence → |
| Net interest income | 14,526,000 | USD | evidence → |
| Noninterest income | 1,030,000 | USD | evidence → |
| Noninterest expense | 10,873,000 | USD | evidence → |
| Provision for loan losses | -395,000 | USD | evidence → |
| Pretax income | 5,078,000 | USD | evidence → |
| Income tax | 1,094,000 | USD | evidence → |
| Net income | 3,984,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,228,000 | USD | evidence → |
| Total capital | 56,847,000 | USD | evidence → |
| Risk-weighted assets | 329,834,000 | USD | evidence → |