Call report 2016Q2
MECHANICS SAVINGS BANK — 2016Q2
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 384,740,000 | USD | evidence → |
| Total loans | 329,766,000 | USD | evidence → |
| Allowance for loan losses | 3,783,000 | USD | evidence → |
| Securities available for sale | 31,236,000 | USD | evidence → |
| Securities held to maturity | 4,758,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 263,792,000 | USD | evidence → |
| Interest-bearing deposits | 223,731,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,061,000 | USD | evidence → |
| Equity capital | 44,078,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,230,000 | USD | evidence → |
| Interest expense | 1,181,000 | USD | evidence → |
| Net interest income | 7,049,000 | USD | evidence → |
| Noninterest income | 480,000 | USD | evidence → |
| Noninterest expense | 5,390,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 2,136,000 | USD | evidence → |
| Income tax | 735,000 | USD | evidence → |
| Net income | 1,401,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,224,000 | USD | evidence → |
| Total capital | 49,163,000 | USD | evidence → |
| Risk-weighted assets | 270,600,000 | USD | evidence → |