Call report 2015Q4
MECHANICS SAVINGS BANK — 2015Q4
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 374,363,000 | USD | evidence → |
| Total loans | 324,209,000 | USD | evidence → |
| Allowance for loan losses | 4,019,000 | USD | evidence → |
| Securities available for sale | 24,094,000 | USD | evidence → |
| Securities held to maturity | 9,622,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 258,618,000 | USD | evidence → |
| Interest-bearing deposits | 223,232,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,386,000 | USD | evidence → |
| Equity capital | 42,504,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,054,000 | USD | evidence → |
| Interest expense | 2,192,000 | USD | evidence → |
| Net interest income | 13,862,000 | USD | evidence → |
| Noninterest income | 1,110,000 | USD | evidence → |
| Noninterest expense | 10,985,000 | USD | evidence → |
| Provision for loan losses | 620,000 | USD | evidence → |
| Pretax income | 3,384,000 | USD | evidence → |
| Income tax | 1,156,000 | USD | evidence → |
| Net income | 2,228,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,053,000 | USD | evidence → |
| Total capital | 47,892,000 | USD | evidence → |
| Risk-weighted assets | 267,508,000 | USD | evidence → |