Call report 2014Q4
MECHANICS SAVINGS BANK — 2014Q4
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 373,647,000 | USD | evidence → |
| Total loans | 311,985,000 | USD | evidence → |
| Allowance for loan losses | 4,415,000 | USD | evidence → |
| Securities available for sale | 36,724,000 | USD | evidence → |
| Securities held to maturity | 11,713,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 250,596,000 | USD | evidence → |
| Interest-bearing deposits | 219,512,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,084,000 | USD | evidence → |
| Equity capital | 39,478,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,122,000 | USD | evidence → |
| Interest expense | 2,226,000 | USD | evidence → |
| Net interest income | 13,896,000 | USD | evidence → |
| Noninterest income | 629,000 | USD | evidence → |
| Noninterest expense | 10,420,000 | USD | evidence → |
| Provision for loan losses | 960,000 | USD | evidence → |
| Pretax income | 3,240,000 | USD | evidence → |
| Income tax | 1,153,000 | USD | evidence → |
| Net income | 2,087,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,067,000 | USD | evidence → |
| Total capital | 45,844,000 | USD | evidence → |
| Risk-weighted assets | 261,006,000 | USD | evidence → |